Friday, May 7, 2010

Why Future Prosperity Depends on More Socializing - an article by Bill McKibben

Why Future Prosperity Depends on More Socializing
Access to cheap energy made us rich, wrecked our climate and left us lonely, explains Bill McKibben.

Excerpted from the book EAARTH: Making a Life on a Tough New Planet by Bill McKibben.

Wednesday, May 5, 2010

I'm Not Down, So Don't Count Me Out!

Today, an article appeared in Asheville's local free paper titled "Down And Out in Asheville". I was a bit disappointed in the tone of the article – especially since I am one of the people featured in it.

I am anything but "Down And Out"! And I'd hate for my interview to be construed as a whine-fest about my personal challenges.

As I mentioned in a previous blog post, I was torn about doing the interview. There's so much shame involved when people are faced with financial problems. I inherited a lot of that shame from my family, who to this day think the topic of money is their biggest taboo.

I did the interview because I strongly believe that if everyone refuses to talk about financial problems, those suffering from them will be in greater despair because they'll feel like they're the only ones in trouble. But if we have the courage to come out of the shadows and share our stories, we can better help each other find hope – as well as solutions.

I think in general, the article is helpful because it challenges the media claims that the economy is turning around (maybe the economy has rebounded for the richest among us, but not for the common American). And the article offers a little piece of hope at the end, including a cursory listing of some of the social services available in Wester North Carolina.

My hope is that the Mountain XPress follows up with future articles that offer additional tools and resources for people in economic need.

It's important to realize that people need much more than financial assistance:

People need to feel like they are still valuable members of society. It's tough to feel valuable when you're having trouble finding employment - and not just any employment, but employment suited to their talents and abilities. If you have a masters degree and you're serving macchiatos at the local coffee shack, you're not going to feel very fulfilled.

People need emotional assistance. When you've lost a home, a job, a lifestyle, it's difficult to be grateful for what you have. But that's exactly what we need to do: live in the moment and notice the people and things around us that bring us joy. After I lost my home and much of my business, it was easy to pace around the house and fret. At first, I had to force myself to go outside and sit in a chair, even if just for 10 minutes. After listening to the birds, feeling the sun warm my face, I felt better. It's now part of my daily practice, and I find that I worry a lot less these days.

People need to figure out how to adapt. As I mentioned in the the Mountain XPress article, I have a lot of spare time on my hands. Part of my challenge has been to enjoy the spare time without wasting it by fretting - and also to use some of that time wisely to find new ways to put my talent to use.


I am lucky that I can still call myself a graphic designer. I still have loyal clients who value what I do. However, the digital age is forcing me to change the kind of work I do. I may not need to find a completely different career, but I need to make some drastic changes in the way I work. That means transitioning from expert back to novice, and learning new technologies. Taking such a retrograde step sometimes feels like a disappointment. So when I feel daunted, I have to remind myself that my value comes not from my expertise, but from ability to adapt and learn new tricks when required.

So even though the Mountain XPress article focused more on the negative aspects of my town's financial challenges than I would have liked, I think it's a good first step. I hope it leads to more conversations that help lead us out of the selfish, consumerist fog we've lived in for decades, and back to a greater sense of community and toward a new paradigm for prosperity.

Wednesday, April 21, 2010

Bees and Sunny Peaks

My friend  Sister J came over yesterday to elicit my help in a project she was working on. She is the director of The Honeybee Project, a children's educational endeavor devoted to the integral role the honey bee plays in our lives.

Sister J is passionate about the honey bee, and gets how this insect is connected to many aspects of our lives. We rely on it for sustenance, for the propagation of plant life, for its societal intelligence. Knowing the honey bee more intimately may impact our own survival. Sister J sees the lessons of the honeybee as a valuable tool that children can not only learn from, but can contribute to. She truly believes that given the right venue, interaction with the honey bee can help kids find their own connection to this vast world and choose their part in making it a better place. All that from a tiny little honey bee!

Sister J described her dream for this experiential learning model, and it was so vast and expansive that it scared the bejeebers out of me! How could I possibly help her with a goal of this magnitude? I'm a mere mortal graphic designer – the online interactive aspect of her vision alone required information technology, child psychology, Flash and database programming, art direction, creative direction – all of which would require a massive amount of resources.

As Sister J darted around the topic, describing feature after feature, my mind made the assumption that she wanted to heap all the project's responsibilities on my shoulders - somehow, I had mistakenly inferred all this from her simple, open-ended request for help. The mind can be a quirky beast sometimes! The project started to feel weighty and oppressive, and I went into overwhelm mode. I felt incapable of helping with a project of this scale, and I sought an escape hatch.

I immediately began doing what I do best: criticizing. As Sister J drew from inspiration, I fed on desperation. My mind began dissecting the project, happily revealing all the flaws and pitfalls:

An online site for kids? There will be child predators! Video content? Adobe and Apple are at war and there is no one video format that is truly universal. Honey bees? What about Colony Collapse Disorder? Aren't their days numbered? And if that is so, humankind's days are numbered, too! The sky is falling! The sky is falling!

As I rattled off my laundry list of perils, Sister J stopped me, saying something like "Let's forget about all that for the time being and let's just move on to the actual project." In essence, she was saying, "That's a lot of negative stuff. Let's look at the positives for awhile. Let's dream instead of panic. Let's explore sunny peaks instead of dark caves!"

We started to explore. We moved to the computer, and Sister J showed me The Honeybee Project website, and talked about how she wanted to take it to the next level. She spoke of the kind of visuals that would attract children to the project. She knew it had to include motion. I Googled up some innovative Flash-based websites to see what we can find.

"That's the kind of thing I want!" she exclaimed. We combed through some of the most innovative Flash websites, and had found the site for the "Got Milk?" campaign, which was full of whimsical displays and interactive games. "That's it! That's what I want!" she reiterated.

My mind returned to the cave. The scope of her vision would require the most inventive ad agency, an entertainment company the likes of Dreamworks - we're talking high-level stuff! Pie in the sky! Not even remotely possible!

I thought that mentioning the potential cost would bring Sister J back down to earth. "You know that something at this level of sophistication and scale will cost in the realm of tens of thousands of dollars, if not hundreds of thousands", I said.

Sister J didn't bat an eye. "Oh, of course - I was expecting hundreds of thousands", she replied. That startled me. What I saw as a roadblock, she saw as an easily surmountable hurdle. Sister J's positive passion was infectious.

Then something shifted for me. Instead of making another bee-line to the cave of "can't-do", I allowed myself to simply be open to the possibilities.

I realized that Sister J wasn't asking me to take on the entire project; she was merely asking me to go exploring with her for awhile. All I had to do is to leave the dark caves behind and spend a little time checking out some sunny peaks with her. We drifted around the internet together, and I remembered an organization I admired whose mission was to bring grand ideas to fruition: TED.

TED's motto is "Ideas Worth Spreading". They host a huge annual conference which attracts the best and brightest speakers from across the globe: thinkers, artists, scientists, athletes, dreamers, you name it. The TED organization also awards grants for people who want to change the world with their ideas.

I showed Sister J the TED website and we watched a few videos of the lectures that TED hosts. As it turns out, her project had already generated some serious interest from an innovative design firm called Ideo. We found a TED lecture given by Ideo's founder. The connections were starting to fuse together.

Suddenly, it was Sister J's turn to visit the realm of doubt. "Does this mean that I have to give a presentation in front of a big audience to get the funding for my project?" she gasped. "Public speaking is the last thing I want to do!"

In an unexpected role reversal, I became the encouraging visionary. I could picture Sister J on that stage, pitching the wonders of the honey bee. I knew if she could demonstrate the same passion she showed me, she would be unstoppable. I gently asked, "You love the honey bee, don'tcha? You would swallow your fear and do it for the bee, wouldn'tcha?" Sister J's eyes welled up with tears. She told me that she would definitely do what it takes to make the honey bee project happen, and thanked me for introducing her to the TED organization.

Turning back toward the realm of possibilities, Sister J said, "I just have to remember that everything is doable." Another huge roadblock had been transformed into a little hurdle.

After Sister J left, I recalled a few other times in my life when I found myself at a critical crossroads, mired in doubt and negativity. On both occasions, Jennifer, (a friend I've known since high school), was with me. Both times, Jennifer saw that I was at a crucial turning point. And both times, Jen pointed me in a different direction, saying, "Look over there! Look at the possibilities over there!" In essence, she was saying the same thing that Sister J told me: "Stop rooting around in that dark cave and check out that sunny peak over there!"

To this day, Jennifer doesn't think she did all that much for me, but I'm convinced she saved my life by coaxing me out of the cave and prodding me to explore some of the passions that have made my life worth living. (Had it not been for Jennifer, I may have never flown a hang glider nor played a fiddle.) I realized that I had helped out Sister J after all. Maybe, I had even pointed her in the direction she needed to go next?

Most of my life, I've been a dark cave explorer. A few years ago when I co-hosted a radio show, my broadcasts often focused on the pitfalls of our society. I was good at revealing connections between problems, crimes, corruption and malfeasance. On my Facebook page, I still post frequent links to news articles that suggest the world is going to hell in a hand basket. Finding problems is easy – but it's getting tedious.

If I'm going to survive the crossroads where I find myself today, I need to make the shift from exploring the dark caves to exploring the sunny peaks. I need to stop dwelling on problems and start searching for solutions. I want to be inspired, fueled and driven by positive ideas, hopes and dreams - and have fun along every step of the way!

Sometimes, it seems like a big shift to make. But if I could shift my thinking so quickly during an afternoon's visit with Sister J, maybe it won't be that difficult to learn how to embrace vision and positive thinking, and explore the sunny peaks on a permanent basis?

Wednesday, April 14, 2010

I'm Poor, Hear Me Roar

I created this blog so that I could share some of my experiences as I adjust to the financial changes in my life. I hope that by talking openly about the challenges of downsizing, it might help others who are going through or about to go through the same challenges.

I also hope that by writing this blog, I'll help myself: it's cathartic to share my thoughts and feelings in this forum.  I also hope to connect with people going through similar struggles so we don't have to feel so alone in this mess: if we can find each other, we can come together and help each other.

This week offered me an opportunity to tell my story to a wider audience. I learned that the Mountain Xpress, Asheville's local free paper, was looking for people to talk about how the economic downturn has affected them.

It seemed like a natural enough thing for me to do – after all, here I am baring my fiscal soul on Rich Richard's Almanac. But as I considered being interviewed for the Mountain XPress article, I felt some hesitation. Shame was creeping into the pit of my stomach.

It's one thing to share my stories on this blog. It's a relatively new blog that probably hasn't yet been discovered by many people. And, I don't really keep track of the readership, so I couldn't tell you whether this blog is visited by ten or a thousand people. That blissful ignorance makes it easier for me to share my information more openly in this forum.

The Mountain XPress is a different matter. It's a popular local paper, and the article will definitely be seen by most of my friends and colleagues, as well as thousands of people I don't know. How will they react?

Will some folks view my financial downturn as a reflection of the quality of the work I do and avoid doing business with me? Will friends think less of me? Will acquaintances look at me differently when they see me walking down the street? My parents grew up during the Great Depression. To them, falling from financial grace was about the worst social affliction that could happen to a person – a status blemish that should be covered up and kept private at all costs.

Naturally, some of my parents' shame about financial status was passed on to me. The subject of money was so tabboo that we never spoke about it when I was growing up. Consequently, I never learned how to manage my finances until I attended the school of hard knocks. I wish someone had taught me about money, about how to handle having it - and not having it.

If I truly believe in my reasons for founding this blog, then I have no choice but to continue to speak out. Really, the only thing that gets me into trouble is when fear or shame prevents me from speaking my mind. I want to break the chain I inherited from my parents, and not be afraid to talk about money.

The other reason I felt compelled to tell my story is to counteract some of the misleading economic happy talk that the mainstream media has been feeding us lately. The largest news outlets boast that the Dow-Jones has topped 11,000 (as if the stock market's performance has anything to do with the financial state of the average American), and that unemployment is waning. However, the larger media outlets are conspicuously quiet when Elizabeth Warren reports that there's no end in sight to the foreclosure problem. Maybe the stories of recovery sound rosy on the evening news, but I don't trust them yet. In my day-to-day life, I see too many of my friends and neighbors suffering still.

I agreed to be interviewed for the Mountain XPress article.

Understandably, the staff writer I spoke with told me that he was having trouble finding people who are willing to talk about their financial struggles on the record. I hope that by speaking out myself, others might feel more comfortable doing the same. If you live in the Asheville area and you want to speak to the Mountain XPress about how the downturn has affected you, email me and I'll put you in touch with the staff writer who is working on the article.

There's no shame in losing out to the corrupt bankers and financial manipulators who are causing so much suffering in our country today. Unless you are the laziest, least motivated bum on the planet, it's probably not your fault. Millions are losing their jobs, losing their homes, losing their nest eggs, losing their pensions — not because they refuse to be self-sufficient, but because their jobs were moved overseas, because they suffered a major medical illness, because their mutual fund was destroyed by the infusion of worthless credit default swaps. Every one of these people would jump at the chance to restore their status as financially-stable, valuable, hard-working members of society.

I have never been afraid to dedicate long work weeks and focused attention to make my own success. I started my business on the West Coast in 1987, and survived the recession of the 1990s, earthquakes and even riots (during the Rodney King riots, it was too dangerous for me to go to my office). Throughout those calamities, I found ways to adapt. And I'm adapting now – though this time around, the downturn has demanded bigger changes than I've ever had to make before.

I know there are many others out there just like me: willing to make the tough changes necessary to adapt to the changing economy, wanting to make the right changes, wondering what those changes should be, others willing to stumble and fall, pick themselves up, and try again.

Our recovery and salvation may depend on people willing to speak the truth about their financial troubles. People who are struggling need to know they are not alone. They need to hear from other people like them who are simply trying to find their way, who are willing to help by sharing their struggles was well as their successes.

Friday, March 26, 2010

Getting Out Of "Getting Into It"


The last few days, I've found myself fully involved in a protracted squabble with an assortment of online friends about the merits (or lack thereof), of the Health Care Bill that passed this week.

I have taken the less-than-popular stance that the bill does more harm than good, and is worse than having done nothing (don't worry, I'm not becoming a right-wing extremist; I favor a more progressive solution than this one).

In the last week or so, I have devoted countless hours to this back-and-forth skirmish of ideas. 95% of the discourse was respectful, though there were a few heated moments when that respect waned a bit.

After all that discussion, I haven't changed my opinion, and I begrudgingly admit that I probably haven't persuaded anyone else to change theirs (though my arguments were so clever and persuasive, don'tcha know?). I don’t bring this up because I want to continue the argument here (please, let’s not!), but rather because I want to explore my inclination to engage in argument.

Jonathan Field's recent blog post "Provoking Fights and Revealing Your Dark Side" got me thinking about my propensity for conflict, even though - as Jonathan points out - it can sometimes cause that knot in the pit of your stomach to tighten. Jonathan also mentioned how draining these heated arguments can be.

I've always enjoyed a good political discussion. Yesterday, I got into it with my neighbor, who loves Sarah Palin and Sean Hannity, and condemns the health care bill because he thinks it favors lazy people on the dole. Yesterday, he admitted he is enjoying a comfortable retirement thanks to his Social Security, VA pension and VA health care. I told him that he needed to rush to the VA hospital and get a wheelchair because he doesn't have a leg to stand on. It was a satisfying quip, but my neighbor didn't change his opinion because if it.

The problem is: lately, I've been searching out - and engaging in - these confrontational discussions more frequently than ever. After some self-examination, I've come to a few conclusions:

1) A possible explanation: I always get a little edgier at this time of year. Spring is almost here and I'm anxious for the warm weather to stay, but the alternating periods of mild and cold leave me more testy than usual. Don't worry, I'm not going to blame my behavior solely on the weather - it's probably the least of the contributing factors here.

2) A more likely explanation: My plate isn't piled high with work these days. I am lucky to have enough work to take care of my needs, but during the last 18 months, I rarely work a long day that leaves me weary, yet satisfied as a result of a job well done. I miss those busy yet productive days, and I notice that these online arguments provide me that same feeling, even though I know on some level that it's a ruse. I could have worn myself out doing something that would have been much more productive in the longrun besides "Face-debating".

3) An even more likely, but less-comfortable-to-face explanation: It is so much easier – and a lot less risky or scary – to gripe about problems rather than create and implement solutions. Yes, the health care bill directly affects me, but I have very little control over it. Squabbling about it helps me avoid working on local, personal solutions that could have a greater impact on my life.

4) A universal explanation: Arguing is drama! It’s exciting! Sometimes, I choose the knot in my stomach (AKA drama), over boredom.  Boredom (AKA peace), is a tough state for we humans to tolerate for long stretches because it's - well - boring! That's why the most popular shows on TV have nothing to do with peaceful abiding - they're all about conflict and drama. We often say we yearn for more peace and contentment - until we get bored, and then the impulse to shake things up rears its head.

Conclusions:

I know my tendency to enjoy a good argument will never completely disappear. However, I'm learning to be mindful of the proportion of time I devote to arguing vs being productive or peaceful. When the conflict gets to be too much, as it did this last week, I know something is out of balance, and I need to find ways to get back in balance.

There will always be ideas and actions I disagree with – whether generated by the lawmakers in Washington or my conservative neighbor. I may feel powerless to change these things, but I do have the power to choose whether to argue or engage in some more peaceful endeavor.

Criticism is pointless unless it leads to a solution. That's why this quote by George Bernard Shaw is at the bottom of every email I send out (I put it there more to remind myself than to share with others!): "Some men see things as they are and say, 'Why?' I dream of things that never were and say, 'Why not?'" Finding time to find the answer to questions like "Why not?" will only happen when I let go of the drama. I'm learning that when my criticisms exceed my pursuit of solutions, I'm once again out of balance and need to find equilibrium.


Sure, there will still be time for spirited discussion, but I also need to devote plenty of time to activities like watching the hickory tree bloom, finding out what Rebecca learned at school today, kissing the back of Beth's neck when she least expects it, – in short, replacing contentious moments with more moments filled with contentment and peace.



Tuesday, March 16, 2010

Meditation: Clearing the Murk

If you've been reading my blog, you know the last couple of years have brought some dramatic changes my way. During this time, I have been searching for the answer to the question "what do I do next?"

So far, I haven't found that answer, and every time I search, my brain feels as murky as an algae-choked lake. The fact that I haven't yet found the clarity I seek has led to frustration, because I am eager to get on with the next phase of my life.

I had tried meditation many times in the past, but hadn't been able to stick with it. That changed in January when I discovered the Winter Feast For The Soul. During the Winter Feast, participants are asked to commit to 40 minutes of meditation for 40 days, which for 2010 began on January 15th.

The Winter Feast provides daily online guided meditations that I found invaluable. I chose the Insight Meditation series offered by Philip Jones. Each day included a 10-15 minute talk about Insight Meditation, followed by a 20-minute period of silent meditation. Though the 40-day Winter Feast has concluded, Philip Jones' series is still available on Talkshoe.com (where it will remain for one year). Philip also continues to offer a weekly talk and meditation at the same location.

It was the impetus I needed. I made the commitment, hoping I would be able to stick with it this time. I'm proud to say that with the exception of one very long and busy day (when I was a judge at my daughter's Odyssey of the Mind tournament), I have meditated every day since.

Often in my life, I focused my energies on challenging and improving the external problems we face in the world. Conversely, most meditation practices are based on the philosophy that the most effective way to change the world is to begin by changing within. This makes perfect sense to me - how often have we heard the phrase, "You can't change others - you can only change yourself."?

Another thing I've learned from my own journey of personal growth is to celebrate the improvements while acknowledging that I still have a long way to go. Meditation is helping me continue on this path.

I didn't know what to expect once I started meditating regularly, but I hoped for increased inner peace, happiness, and a better sense of clarity and direction. I know better than to expect results within some random, predetermined amount of time. I am learning to accept my rate or progress - both my triumphs and stumbles - without judgement.

I am learning to be more mindful, not only when I meditate, but also during my daily life. The changes are subtle and gradual. On the positive side, I find myself enjoying brief moments when I am more aware and accepting of the present moment, which can be liberating and joyful.

I also discovered that the practice of meditation - as with any similar discipline - is littered with speed bumps, hurtles and even roadblocks!

Lately, quite a bit of anger, resentment and discontent have bubbled up to my field of awareness. Some of these feelings originate from situations I thought I had already confronted and released - apparently not!

I caught myself replaying scenarios in my head - everything from old disappointments, resentments and failed relationships, to my recent financial downfall. All of these old stories renewed my agitation - not exactly the lake of clarity, tranquility and happiness I sought!

I think these feelings are re-emerging because the daily practice of meditation is helping me become more aware of the parade of thoughts that march through my head at any given moment. Previously, it was all background noise. I didn't pay much attention to the thoughts as they went by, and I seldom remembered them. But I know that this subterfuge of negativity (or "unskillful thoughts", as they are described in Insight Meditation), had to be affecting my "conscious" behavior.

Lately, I catch myself in negative thought - and behavior - all too often. At a dinner party last Saturday night, I became aware that my conversation consisted primarly of griping about the status quo and telling harrowing stories that I hoped would impress fellow party-goers. I caught myself doing it, but to my dismay, I couldn't stop.

It's not pleasant to face, but I am becoming acutely aware that I am still far more narcissistic than I care to be. I don't listen to others as much as I would like, and I rarely rise above my internal stream of negative chatter long enough to allow for a give-and-take of more positive ideas that might bring more peace and joy into our lives.

Needless to say, I initially found all these revelations about myself very discouraging. But then, I remembered something from when I first learned to play the fiddle.

When I began to play Appalachian fiddle, I quickly discovered that listening to as much fiddle music as I could get my hands on was just as important to my development as actually playing the fiddle. I not only needed to train my hands and fingers to move the bow and note the strings precisely; I also needed to train my ear to hear the fine details within the music.

On a few occasions, my ear progressed more quickly than did my technique. When this leapfrogging occurred, I was suddenly able to hear glaring mistakes in my playing that I couldn't detect previously. At first, I perceived that my playing was getting worse, and became very discouraged. Then I realized that it wasn't that my playing had worsened, but rather that my hearing had improved.

That led to an important insight: "Hey, now I can hear some of the mistakes that I previously didn't even know I was making. If I can hear them, I can fix them!"

I think that's the stage I'm at with my meditation, which gives me hope. If I'm more attuned to the stream of negative - or "unskillful" - thoughts in my head, I'm in a much better position to attend to them - and eventually, release them.

If I can release the toxic sludge of fear, frustration and insecurity from my stream of thoughts, I can make room for more skillful thoughts that embrace insight, creativity, peace, acceptance, connection and happiness.

I'm not "there" yet. Fortunately, meditation is also teaching me that I won't get "there" until I replace the question "What do I do next?" with "What do I do now?"

Right now, in this moment, I choose to examine the ugly obstacles currently in my way, because they provide the insights I need to see today.

With each passing day, the lake gets a little less murky.

Monday, March 1, 2010

Time is Wealth


Though bleak, Bageant's article also contains an implied upside: history provides a valuable wake-up call for us all if we dare to heed it. Still, Bageant's article lacks any solution that might help us supersede centuries of economic repression.

What struck me is Bageant's claim that no matter how much we yearn to shed the confinement of material possessions, none of us want to be part of what he calls the "We don't own shit society".

I'm the first to admit, the thought of being a "have-not" often makes my stomach a "have-knot". But today, I ask the question: "What is so awful about not owning a bunch of stuff?"

I am beginning to see a glimmer of a kind of freedom that I could enjoy independent of material things.  The only way to obtain this freedom is to shed the mindset that says, "If I don't have impressive possessions, nobody will take me seriously, nobody will think I'm a success, nobody will perceive me as valuable, nobody will be my friend, etc., ad nauseam."

That  mindset - the limiting, middle class mindset that neurotically asks "what will the neighbors think?" -  is the main obstacle that initially prevented me from acknowledging - and enjoying - the benefits of my new lifestyle. 

As my bankruptcy proceeding nears completion, I find myself asking, "What will my personal recovery look like?" At first, I pictured it as a reacquisition of all those material goods I lost: a spacious, stylish home, a deck surrounded by trees, matching dinner plates, a late-model car, vacations, electronic devices.

Sure, I'd love to have all those things again. But a new question has invaded my internal discourse: "What will the reclamation of all that stuff cost me?

Artist Willem de Kooning once said, "The trouble with being poor is that it takes up all your time." I have lost a home and have had to tighten my belt dramatically. I eat a lot more rice and a lot less meat. I only shop for necessities, and even those must be bargains. I may have lost all the trappings of a middle-class lifestyle, but oddly enough, I don't consider myself to be poor. There's one significant perk I have gained during the downturn: the luxury of time.

When my graphic design business was at its most successful, I worked 70-80 hours a week. I was on a first-name basis with the nice people who cleaned my office at 1 a.m. I had bought into to the system so completely that I wore my workaholic lifestyle like a badge of honor. I was constantly stressed, I ate poorly, and worst of all, I felt guilty if I took time off to try and enjoy myself. 

25 years ago, I equated spare time with not earning, and not earning with failure. What the hell was I thinking?

Today, I enjoy every moment of spare time my new lifestyle affords. I linger outdoors in the middle of a mild day, sitting in the sun and listening to the birds. I like being able to write a blog post or pick up my fiddle when the mood overtakes me. I have ample time to spend with my family - my precious girls Beth and Rebecca. I meditate every day. I breathe slowly and calmly. If rebuilding my financial life means sacrificing these things, forget it.

Everyone has heard the saying "Time is money". I'm beginning to appreciate an alternative quote attributed to a Surry County, NC musician named Paul Sutphin: "Time is music". 

Appreciating the extra time I can now afford has transformed the rhythm of my lifestyle into one that supports my health and happiness. I'm still working out the kinks, but on the good days, I find balance - buoyant, blissful balance. That's music to my ears!

It doesn't mean I've given up on regaining some of what I've lost. Hopefully, I will. But if I do increase my level of material prosperity, I pledge that it won't be at the expense of my newly-found treasures, balance and time.

My revised definition of freedom entails 1) releasing any material wealth that no longer serves me and 2) not giving two fucks about appearances. I use strong words because I think it'll take a fair amount of belligerent defiance on my part to live this declaration.

It's time to embrace only what works for me, and if my lifestyle appears odd or disheveled to those looking in, so be it. If need be, I'm perfectly content to be the guy wearing second-hand clothes with a big smile on his face.

16th-century English metaphysical poet and clergyman George Herbert once said, "Living well is the best revenge". I think Herbert understood the opulence of spare time and the catharsis of self acceptance.